Frequently Asked Questions

Below are the most popular questions we are asked, if you have any questions please look through those found below for an answer.


1. What exactly are same day loans?

A same day loan is a quick and easy-to-access loan that is designed to be a short term solution to a financial emergency. The difference between these loans and conventional types of loans is that small sums are offered, the cash is paid quickly and you are not lumbered with numerous payments but a one-off payment on your next payday.


2. How much money can I borrow?

The amount available to you will largely depend on your income and financial situation. The loan amounts offered by payday lenders are between £100 and £1000.*


3.  Are there any additional charges?

Most of the lenders on our panel do not charge any extra fees for same day funding or for loan approval. You are advised to check your loan confirmation prior to agreeing to the loan for a full breakdown on costs.


4. Can I get a loan even if I have a poor credit score?

Loans are offered on a variety of factors and not just your credit score. Your current circumstances and income is just as an important factor as previous credit embellishments.*


 5. How long is the loan process?

We aim at keeping everything as simple as possible; so we only ask for a few minutes of your time to start the cash loans process. All you have to do is visit our site, which is open 24 hours a day and 7 days a week to find out how you can arrange a payday loan in minutes.


6. How do I repay the loan?

Lenders will take a single debit card payment on the agreed date in your loan agreement.


7. What details do you require?

The only information we require for processing your loan application with our panel of lenders is:


8. Can I delay my loan repayment?

Yes, it is possible. However this will lead to additional interest fees which will be added to the loan amount every month, till you repay the loan. Moreover, the lender has to be contacted well in advance to arrange for a deferral. We do not advise customers to make an application for a loan if they are in any doubt as to their ability to repay as agreed.


 9. What can I use a payday loan for?

It can be used for covering an emergency, such as dental treatment, vet costs, overdraft charges or avoiding late fees. It really is up to you what emergency situation you are facing.


10. Can I contact you if I require any help?

We are proud of setting the best customer service standards. We have a ‘live chat’ facility you can use to contact our dedicated staff, at any time of the day to look for answers to any of your queries. We will also entertain your queries in person, via phone or email, anytime on weekdays between 8 am and 8 pm.


11. Who can make an application for a payday loan?

Anyone who is over 18 years of age and is in employment can apply for a payday loan without any obligation.


12. How do you pay me my money?

The lender will transfer the cash directly to your UK bank account.


13. Can I get two cash advance loans at a time?

No, this is not possible. Loan applicants can only take one payday loan at a time, and only after the first loan is fully paid can you take out another loan. Consequently, you cannot take multiple loans from multiple lenders; only one loan can be taken at a time.


14. Will I get a payday loan even if I rent a home?

The only thing considered about your residential situation is if you are a UK resident or not. It does not matter to a lender if you own or rent a home.

Warning: Late repayment can cause you serious money problems. For help, go to