Payday loans are specifically designed to be straight forward to qualify for. Our panel of cash loan lenders all have different criteria, however, below is the basic criteria you will need to meet in order to apply. Our lenders will consider all aspects of an application with an emphasis on your current financial situation and your ability to repay the loan while meeting all your existing financial obligations.
To be eligible for a payday loan you must be over the age of 18.
In order to be offered a loan you must be in employment/receiving a regular salary. This is to ensure you can fulfil the repayment.
Your income should be enough to cover your usual living costs and your loan repayment.
In order to receive same day loans you must have a valid UK bank account.
In order to receive communications regarding your loan, such as confirmation of loan amount and repayment date you need to have a working email address.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk